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Legal

Terms and Conditions

These terms govern your access to and use of Toros Kazanec's platform, reports, and related services. Please read them carefully before using our services.

Last updated: This document is a general draft template and should be reviewed and adapted to reflect Toros Kazanec's actual services, jurisdiction, and applicable regulatory obligations before publication.

1. Acceptance of Terms

By accessing or using the Toros Kazanec platform, website, or any associated services (collectively, the "Services"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree with any part of these Terms, you must not access or use the Services. These Terms apply to all visitors, users, and others who access or use the Services.

2. Description of Services

Toros Kazanec provides AI-driven decision intelligence tools, analytical reports, and related outputs intended to support investors and enterprises in evaluating opportunities within the scope of our published methodology. The Services are informational in nature and are provided on an "as is" and "as available" basis. Toros Kazanec reserves the right to modify, suspend, or discontinue any part of the Services at any time without prior notice.

3. No Financial, Legal, or Investment Advice

Nothing provided through the Services constitutes financial, legal, tax, or investment advice. Any output, report, score, or recommendation generated by Toros Kazanec is for informational purposes only and should not be relied upon as the sole basis for any decision. You are solely responsible for obtaining independent professional advice before making any financial, legal, or business decision based on information obtained through the Services.

4. User Accounts and Eligibility

Certain features of the Services may require you to register for an account. You agree to provide accurate, current, and complete information during registration and to update such information as necessary. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must be of legal age and have the authority to enter into these Terms on behalf of yourself or the entity you represent.

5. Acceptable Use

You agree not to use the Services for any unlawful purpose, to infringe the rights of others, to reverse-engineer or attempt to extract underlying models or methodologies, to introduce malicious code, or to interfere with the proper functioning of the platform. Toros Kazanec reserves the right to suspend or terminate access to any user who violates these restrictions.

6. Intellectual Property

All content, software, methodology, reports, trademarks, and other materials made available through the Services are the property of Toros Kazanec or its licensors and are protected by applicable intellectual property laws. Except as expressly permitted, you may not copy, distribute, modify, or create derivative works from any part of the Services without prior written consent from Toros Kazanec.

7. Subscription, Fees, and Payment

Where the Services are offered on a paid or subscription basis, applicable fees, billing cycles, and payment terms will be presented at the point of purchase or in a separate order confirmation. Unless otherwise stated, fees are non-refundable. Toros Kazanec reserves the right to change pricing with reasonable advance notice.

8. Data and Privacy

Your use of the Services is also governed by our Privacy Policy, which describes how we collect, use, and safeguard information. By using the Services, you consent to the practices described in that policy. Please refer to the Privacy Policy for further details.

9. Disclaimers

Toros Kazanec makes no warranties or representations, express or implied, regarding the accuracy, completeness, reliability, or availability of the Services or any output generated through them. To the fullest extent permitted by applicable law, Toros Kazanec disclaims all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

10. Limitation of Liability

To the maximum extent permitted by applicable law, Toros Kazanec and its affiliates, officers, employees, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or business opportunities arising out of or related to your use of, or inability to use, the Services, even if advised of the possibility of such damages.

11. Indemnification

You agree to indemnify and hold harmless Toros Kazanec and its affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising out of your use of the Services, your violation of these Terms, or your violation of any rights of a third party.

12. Termination

Toros Kazanec may suspend or terminate your access to the Services at any time, with or without cause or notice, including for conduct that Toros Kazanec believes violates these Terms or is harmful to other users, Toros Kazanec, or third parties. Upon termination, your right to use the Services will immediately cease.

13. Changes to These Terms

Toros Kazanec reserves the right to modify these Terms at any time. Material changes will be communicated through the Services or by other reasonable means. Your continued use of the Services after any such changes constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Toros Kazanec operates, without regard to conflict-of-law principles. This section is a placeholder and should be finalized based on Toros Kazanec's actual legal structure and applicable regulatory framework.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary so that the remaining Terms will otherwise remain in full force and effect.

16. Contact

Questions regarding these Terms should be directed through the contact channels provided on our website. Please refer to the footer of this site for current contact details.